San Marcos
(760) 621-3133
(760) 621-3133
Braces Payment Plan at Stellar Orthodontics
Financial Information
At Stellar Orthodontics, Dr. Laura Deyo and the team are committed to affordable, stress-free care. We customize your treatment and your payment plan, so you can focus on your smile.
In-house, Interest-free Payment Plans
We believe everyone deserves a confident, healthy smile without financial stress. That’s why we prioritize our in‑house, interest‑free payment plans. It’s a simple and transparent way to make orthodontic care more affordable for families in San Marcos, CA.
Our in‑house plans let you spread the cost of braces, Invisalign, or other services into manageable monthly payments. Because everything is handled by our office, there are no third‑party lenders, no surprise fees, and clear terms from day one. You can start treatment right away with a plan tailored to your budget and timeline.
Why Patients Prefer Our In‑house Plans
Whether you’re considering traditional braces, clear aligners, or specialty orthodontics, our in‑house plans keep costs predictable and straightforward so finances don’t delay your smile.
Financing Options: Cherry and CareCredit
If you want third-party financing, we offer Cherry and CareCredit. Cherry features a fast application with decisions in seconds, no hard credit check, true 0% APR options, and no hidden fees, helping you start braces or Invisalign right away with manageable monthly payments. CareCredit offers special financing with low to no interest promotional periods for qualified applicants and is widely accepted for healthcare expenses. Our team can help you compare options and choose what fits your budget in San Marcos, CA.
Flexible Payment Overview
Our primary choice is our in-house, interest-free payment plan managed by our team, and we also make Cherry and CareCredit available. We structure payments to be budget-friendly by breaking your total cost into manageable monthly installments, and we review all terms up front so there are no surprises.
Schedule your free orthodontic consultation today to learn more about how our payment plans can help you.
Tips for Budgeting Orthodontic Treatment
We begin by reviewing your total treatment cost and mapping out an in-house plan first. From there, we fine-tune down payments and monthly amounts to keep things comfortable for your budget. If comparing options is helpful, we can also walk you through Cherry or CareCredit to see what fits best. Investing in your smile is an important step toward long-term confidence and overall health, and our goal is to make that investment attainable.
FAQ
What’s the best way to pay for braces?
At Stellar Orthodontics, our primary payment option is our in-house, interest-free plan, which is simple, transparent, and managed by our team so you can start treatment right away with a monthly payment that fits your budget; we also offer third-party options like CareCredit and Cherry if you prefer outside financing or need different terms, and Dr. Laura Deyo’s team will help you choose the best fit for your situation.
Can I get braces if I don’t have insurance?
Yes! You can absolutely get braces even without dental insurance. At Stellar Orthodontics in San Marcos, we believe finances should never stand in the way of a healthy, confident smile. That’s why Dr. Laura Deyo and her team offer a variety of affordable payment solutions, including flexible in-house plans, Cherry Payment Plans, and CareCredit. With options designed to ease financial concerns, achieving the smile you’ve always wanted is possible, even without insurance coverage.
Do braces cost more if treatment takes longer?
Generally, the cost of braces at Stellar Orthodontics is determined before treatment starts based on the type of braces and the complexity of your case. For example, options like Invisalign, clear aligners, or traditional metal braces will have costs set upfront. Treatment duration doesn’t usually lead to significant cost increases. However, in rare cases, unexpected charges may apply if adjustments or replacements to your orthodontic appliances are needed. Always discuss potential costs with your orthodontist to avoid surprises.